What Percentage of Your Investments Should be in P2P Lending?
Even though I am very passionate about peer to peer lending I never recommend people invest all their money with Prosper or Lending Club. Peer to peer lending should be part of an overall investment...
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Why Many People are Still Hesitant About P2P Lending
I have been following the conversations about p2p lending on a few popular personal finance blogs in the last month or so. In the comments section I have noticed that many people claim to like the idea...
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How Lending Club and Prosper Set Interest Rates
When borrowers apply for a loan at Lending Club or Prosper there are probably two main things they want to know. Will they be approved for the loan and if so, what will the interest rate be. It may...
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A Look Back at Prosper 1.0 – How Relevant are the Numbers?
Prosper launched with great fanfare back in 2006. For the first time in this country individuals could act like a bank and earn money from lending to their fellow Americans. Little did anyone know what...
View ArticleTaking a Close Look at Lending Club’s Underwriting Changes
I was in San Francisco last week visiting Lending Club and Prosper. So I took the opportunity to sit down with the risk management team at Lending Club to delve into the underwriting changes they...
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Two Significant Reports Just Published on P2P Lending
Yesterday, two major reports were published on the p2p lending industry. First, the Federal Reserve Bank of Cleveland put out a positive report on the future potential growth of this industry and the...
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Partnering with FICO on a Credit Boot Camp Webinar Series
We did something new this year at LendIt USA 2015. We hosted a series of pre-conference workshops that went into more depth on a certain topic. The most popular of these workshops was the Credit Boot...
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Five Keys to Success for New Marketplace Lending Platforms
I hear from a lot of entrepreneurs who want to start a marketplace lending platform. They range from ambitious students with an idea through to seasoned entrepreneurs on their third or fourth startup....
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New Report Covers Early Progress on Open Banking
Open Banking has been one of the most talked about topics in fintech over the past couple of years. In a new LendIt Fintech report we wanted to explore where open banking stands today and what the key...
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The Meteoric Rise and Spectacular Fall of Peer to Peer Lending in China
When we started LendIt in 2013 I had no idea that China was a hot bed of peer to peer (p2p) lending. But there I found myself talking with several leaders from the Chinese p2p lending industry at the...
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Why Many People are Still Hesitant About P2P Lending
I have been following the conversations about p2p lending on a few popular personal finance blogs in the last month or so. In the comments section I have noticed that many people claim to like the idea...
View ArticleClik here to view.
How Lending Club and Prosper Set Interest Rates
When borrowers apply for a loan at Lending Club or Prosper there are probably two main things they want to know. Will they be approved for the loan and if so, what will the interest rate be. It may...
View ArticleClik here to view.
A Look Back at Prosper 1.0 – How Relevant are the Numbers?
Prosper launched with great fanfare back in 2006. For the first time in this country individuals could act like a bank and earn money from lending to their fellow Americans. Little did anyone know what...
View ArticleTaking a Close Look at Lending Club’s Underwriting Changes
I was in San Francisco last week visiting Lending Club and Prosper. So I took the opportunity to sit down with the risk management team at Lending Club to delve into the underwriting changes they...
View ArticleClik here to view.
Two Significant Reports Just Published on P2P Lending
Yesterday, two major reports were published on the p2p lending industry. First, the Federal Reserve Bank of Cleveland put out a positive report on the future potential growth of this industry and the...
View ArticleClik here to view.
Partnering with FICO on a Credit Boot Camp Webinar Series
We did something new this year at LendIt USA 2015. We hosted a series of pre-conference workshops that went into more depth on a certain topic. The most popular of these workshops was the Credit Boot...
View ArticleClik here to view.
Five Keys to Success for New Marketplace Lending Platforms
I hear from a lot of entrepreneurs who want to start a marketplace lending platform. They range from ambitious students with an idea through to seasoned entrepreneurs on their third or fourth startup....
View ArticleClik here to view.
Recent White Papers Covering Lending and Risk During the Crisis
Coming out of the crisis will be hard work for lenders of all stripes. We recently featured two white papers that will help act as a guide on how to prepare for the future and ensure your lending...
View ArticleHarmoney’s Use of AI for Credit Risk
Harmoney has shared that they are working with DataRobot to improve credit assessments; DataRobot automates data science workflow and allows users to customize predictive models; Harmoney’s models have...
View ArticleGig Workers Present a Big Opportunity for Banks
No longer a niche market, gig economy workers are expected to represented 50% of the workforce in the US by 2028; banks have historically avoided serving gig workers because they deemed them too risky...
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